When you want to get a new vehicle, applying for a car loan is important for several reasons. Not only will a good loan help you to get the vehicle that you want at a rate you can afford, but it will also help to build your financial portfolio. At Sansone Auto Group, we have a wonderful selection of used and new Kia cars that are guaranteed to fit in with both yourbudget and driving needs. When it comes to applying for a loan, you can trust that our car finance team will help you to understand the process. These are a couple of things you can do before applying for your car loan:
Set The Budget
Whether you know that you want to buy a new Kia Rio or you are interested in a new Kia Telluride, setting a budget will help you to know exactly how much vehicle you can truly afford. When you come up with your budget, keep in mind that you should set aside about 10% of it for the fees and taxes that you may incur with your purchase or lease. You will find a range of helpful tools available on our website that you can use to estimate your payments or value your trade-in on your current vehicle.
Check Your Credit Report
Before checking out new car deals near me, it is best to take a look at your credit report. There are many buyers that find errors on their report that are keeping their scores down that could be taken off with a few phone calls.
Come by to talk with us at Sansone Auto Group to learn more about what we can do for you when you apply for a car loan. We are located at 90-100 US Highway 1 North in Avenel, NJ. Call our sales team at (866) 328-3333 for information on specials.
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