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Refinancing can lower your monthly payments and reduce how much you pay in interest. Learn everything you need to know about refinancing your used car auto loan at Sansone Auto today. more Consider If Refinancing is Right for You Before you take the next step in the refinancing process, you want to make sure it’s the best option for your needs. Look at the current remainder of your loan, as well as your term length, interest rate, APR, and current monthly payment, and compare it against other loan options to make sure the switch works out in your favor. Check Your Credit Score Your credit score affects your term options the first time you finance and during the refinancing process. If you have a lower credit score, the new financing options might not be an improvement. Refinancing can also affect your credit score, at least initially, so you want to make sure it’s really worth it to refinance your vehicle. Prepare and Research You’ll need to have several things on hand when you start the refinancing process, and the more prepared you are, the easier it will be to refinance. Gather essential documents and information like your license, registration, proof of insurance, proof of employment, VIN, and information on your current loan. You also want to research your different refinancing options in advance and familiarize yourself with your options. Refinance Your Auto Loan at Sansone Auto No matter what your vehicle financing needs might be, Sansone Auto is here to help. Visit our dealership to find the perfect pre-owned vehicle and take the next step in the refinancing process with support from our team today.

When it comes to auto financing, there’s no team better than Sansone Auto. We believe every driver should have access to top vehicles for their driving needs, at the right price to fit their budgets. That’s why we carry a wide inventory of pre-owned vehicles, and why we’re sharing top tips for financing your next car, like the 20/4/10 rule. more 20- Down Payment The 20 in the 20/4/10 rule stands for the down payment. The more money you are able to put down the day that you take a vehicle home, the less you’ll end up paying in interest costs over time. The 20/4/10 rule recommends that drivers put down at least 20 percent of the vehicle’s total cost in order to save in the long term. 4- Loan Length You also want to consider the length of the term when the time comes to pick out the next pre-owned vehicle. Typically, longer terms will have smaller monthly payments, but you may still end up paying a significant amount in interest over time. This guideline recommends that you take out a four-year term, though you may be able to pay it off more quickly. 10- Monthly Costs You also want to account for other transportation costs and needs. According to the 20/4/10 rule, your monthly transportation costs, including your car payment, fuel, insurance, and parking costs, should be less than 10 percent of your monthly income. Auto Financing at Sansone Auto No matter what your vehicle financing needs may be, Sansone Auto is here to help every step of the way. We carry affordable vehicles to fit your needs and offer financing tools that you can rely on. Pick out the next great car with support from our expert team today.

There are many reasons to consider used cars when the time comes for your next ride, like big savings, a wider inventory of model options, and a lower rate of depreciation. Here’s a closer look at how to determine your vehicle’s worth and raise it before the time comes for the next car. more Use the Trade-In Calculator Here at Sansone Auto, we have the tools and resources you need to get the right financing terms for your next ride. We also provide a trade-in calculator that makes it easy to find out the value of your vehicle right from the comfort of your home. Simply navigate over to our finance page and click on the Trade Appraisal tool. Then you’ll enter the year, make, model, and trim of your vehicle. You’ll then pick your preferred dealership in our group and enter your contact information, and we’ll send you a report about your vehicle’s value right away. Raise Your Car’s Value There are a few simple steps you can take to increase the value of your used car before you bring it in to sell or trade in. You’ll want to do any cleaning and necessary detailing, so the vehicle shows in its best light. You also want to make small changes, like cosmetic changes or minor repairs. Skip any repairs that will cost more than they will raise the value of your car. You also want to make sure you collect any accessories or parts that were originally sold with the vehicle. Used Car Support at Sansone Auto Here at Sansone Auto, you’ll find a wide inventory of used vehicles to pick from. We also offer the support you need to sell your vehicle at a good price before picking out your next car. Get started at our dealership today.

Are you getting started on your used car search? Sansone Auto is here to help you on every step. Purchasing a pre-owned vehicle is a great way to save on the next exciting model, and we’re sharing all you need to know about setting a budget when picking out a used car you’re sure to love. more Check Your Credit Score One of the most important factors in determining what financing options are available to you is your credit score. Your credit score tells the lender how reliable you are as a borrower, which can affect your term length and interest rate. It’s important to check your credit score at the beginning of the pre-owned vehicle purchasing process, so you can begin narrowing down your options, rather than falling in love with a model outside of your budget. Narrow Your Focus Once you have a sense of the terms and options available to you, you’ll want to begin narrowing down the important features and options for your next pre-owned model. Look at the different body configurations, programs, and trims, and think about which features are essential. Do Your Research You also want to look at the common repair needs and replacement costs associated with a vehicle. Read the reviews from real drivers to know what vehicles are inexpensive to repair, and what cars have service needs that might extend past your budget. If you have a specific vehicle in mind, look into the service and accident history, to get a better sense of future repair costs that should be factored into your budget. Here at Sansone Auto, you’ll find financing support and resources like a payment calculator, online finance application, and more. Explore our wide collection of pre-owned models and take home the perfect used car at the perfect price today.

If you’re curious about our inventory of Sansone used cars, our expert team is here to help! Here at Sansone Group, we believe that exciting and capable vehicles should be available to all drivers, and when you purchase pre-owned, you’ll see savings that make the difference. Learn about best practices for used car financing at our dealership today. Pre-Owned Vehicle Financing at a Glance Financing a pre-owned vehicle is similar to financing a brand-new car, in that you’ll want to consider things like term length and down payment when deciding on the best terms for your budget. Here are a few steps you’ll want to take during the pre-owned vehicle financing process. Check Your Credit Whether you’re purchasing a new or pre-owned vehicle, your credit score has an impact. It’s always a good idea to check your credit score in advance, so you have a better sense of what kind of term options will be available to you. Do Your Research It’s easier to compare market rates and values on pre-owned vehicles than it is on brand-new models, so you always want to do your research. Look at the term options and costs of similar or competing models to make sure you’re getting the best terms for your budget. Compare Your Options Remember, you don’t have to take the first option that’s offered. Just as when purchasing a new vehicle, you want to compare your options. This includes the down payment costs, monthly payments, term length, interest rates, and in-between costs and fees. You’ll find first-class financing support right here at Sansone Auto. Meet with our expert financing team today and get behind the wheel of a pre-owned vehicle you love at a price you love tomorrow!

Plenty of drivers think they know about gap insurance, but few know about the specifics, like a gap insurance refund. Here at Sansone Auto, it’s our job to help New Jersey drivers learn about how to protect their new vehicles. That’s why we’ve created this breakdown on gap insurance and everything it entails. more What is Gap Insurance? Another form of insurance coverage for your vehicle, gap, or guaranteed asset protection, insurance is a specific extension of your coverage. Gap insurance is designed to cover the total value of your vehicle, so it’s usually only necessary if you are leasing or financing a vehicle. In the event of an accident, your ordinary insurance will cover the cost of damage to your vehicle, but what if that damage exceeds your vehicle’s value? That’s where gap insurance comes in to cover the total cost. What is a Gap Insurance Refund? If you do have gap insurance and you manage to pay off your loan early, you may be eligible for a gap insurance refund. Typically, you won't get every cent back, but there are a few ways to cash in if you never used your gap insurance. Let's say you were prepared to pay for 24 months of gap insurance, but you paid off your auto loan by month 14. The insurance company should refund you for the remaining 10 months. You will need to show your car insurance provider a payoff notice in order to receive this refund. You can find the exact terms of this documentation and your refund policy as a whole in the fine print of your insurance policy, so be sure to read carefully. Visit Our Finance Center To learn more about gap insurance refunds, leasing a new vehicle, or anything finance-related, visit our Sansone Auto finance center soon. Our expert finance team will help you secure your gap insurance refund as best we can. Visit us today!

When it comes to buying a new vehicle, there’s a lot of paperwork to be signed. Specifically, your auto loan and your vehicle’s registration, otherwise known as auto tags and titles. That's why our team put together a guide on everything you need to know about auto tags and titles. more What is an Auto Registration? All vehicle owners need to register their vehicle once they’ve made their purchase. That means paying any necessary taxes and fees to get registered with your state. Many vehicles will need to pass inspection before you can register and receive your license plate. Once registered, you’ll need to renew your car registration every year or so, depending on your state. Be sure to do this immediately after your purchase, since it’s a requirement to legally drive your vehicle. What is an Auto Title? Essentially, a car title is a document that declares the legal, registered owner of a vehicle. So if you own a vehicle, you want the title to be under your name. The title indicates some information about the vehicle such as the owner, the VIN, the make, model, and the year. Additionally, if a vehicle is “totaled” then the car title will reflect that loss; similarly, when a vehicle is sold the title must be transferred to the new owner. Why Do I Need Auto Tags? The only way to prove your yearly registration is to have auto tags. These are the small registration stickers that you will place on your license plate, whenever you renew your car registration. Ultimately, your car tags will demonstrate how long your registration is valid. Visit Sansone Auto To learn more about auto tags and titles, meet with the finance team at our new car dealership in Avenel, NJ. Visit Sansone Auto to get started on the process!